Free 5-Minute Loan Check · For business owners in Ghana

You built the business.
Now build something abroad your family can count on.

Most of what you own sits in one country. U.S. property lets you hold part of it in dollars — and you may not need to send all the cash. Loan programs exist for buyers who live abroad. No green card. No U.S. credit. No SSN. The 4-Question Loan Check shows you where you stand in five minutes — then the guide shows how to pick the market, the home, and the team from Accra.

Send me the free loan check → Free · instant download · no obligation

The questions buyers in Ghana really ask:

You also get the Selection Guide and its three tools — and on day 12, the Buying Guide, signed offer to keys.

If your spouse asks first, "can we even get a loan from here?" — page 1 is where to start. A separate lender decides.

Where this ends: a U.S. home in your name, or in a structure your adviser chooses. Rent in dollars. A manager you can call. Papers your family could pick up tomorrow.

Not for you if: you want a quick flip, a timeshare, or someone to "handle everything" with no paperwork. This is for buyers who want a real home, in their name, bought the right way.

Deals Patrick has worked on for buyers abroad
No green card. No SSN. No U.S. credit history.
TX Houston area — a $410,000 house, bought as a second home by a buyer living abroad. Contract to keys in about 45 days. Patrick worked on the deal.
IL Near Chicago — a $360,000 house, bought as a rental by a buyer living abroad. Contract to keys in about 45 days. Patrick was the buyer's Realtor.
Real closings, same private client, details hidden. Results vary. Another agent closed the Houston-area deal.
Patrick's own money is in U.S. property too — a 4-unit building in Chicago he has owned since 2019.
Foreign buyers bought 67,100 U.S. homes last year — 44% of them living abroad. (NAR, 2026)
Patrick Afrifah
Patrick Afrifah Broker (IL) · Sales Agent (TX) · Realtor®. Check his license: IDFPR #475201185 · TREC #848642-SA Kale Realty (Chicago) · Central Metro Realty (Texas). Host of the Wealth • Legacy • Property podcast. Grew up in Accra, Ghana; built the practice he wished he'd had. Works Chicago and Texas; elsewhere he refers you to a licensed broker.
Get the free loan check
The 4-Question Loan Check + The U.S. Property Selection Guide™ and the tools
900+ buyers in Nigeria, Ghana, and beyond have downloaded Patrick's free guides and checks.

Four questions. Five minutes. You know where you stand with a lender before you spend a week picking homes. Then the guide. Free, from a Realtor licensed in two states.

Free. Patrick takes on a few new buyers a month, so the call is first come, first served.
Prefer WhatsApp? Message Patrick directly Ready to talk now? Book a free 30-minute call →
The call: free, and you leave with a written next step. Replies within one business day, U.S. Central time.
A question the loan check doesn't answer? Message Patrick on WhatsApp. He replies himself, within one business day. No cost, no strings.
★★★★★"I understood that he was not in it to just get me to buy any property so he can make his cut. He wanted me to find the best home for my money — which I did." Kyekyeku O. · Google Review
How it works
1
Do the loan check
Four questions. Five minutes. Then the guide: what it costs, who does what, who to trust.
2
Talk it through
A free 30-minute call — your goal, your budget, where the money sits. Fly in and walk it together, or on video.
3
Buy with a plan
A written budget, the home, the local team — and, if you use a loan, an intro to a separate lender.
What you get — free
The 4-Question Loan Check
No green card, no U.S. credit, no SSN. See where you stand with a lender in five minutes. Plus the Dollar Equity Check.
The U.S. Property Selection Guide™
The market, the home, the team — in plain words. 20 pages. By email on day 2.
The True Cost of Owning Worksheet
Every cost a rental really carries, so "what does it earn" has a real answer.
The Lender Questions Checklist
What to ask any lender before you pick a home. The lender checks if you qualify.
The Team Vetting Checklist
Check a license in two minutes. Spot a fake "consultant."
A free 30-minute call with Patrick
Your case, not a script. A few new buyers a month.
The loan check and the tools download on the next page. The full guide comes by email two days later — one thing at a time, so each one gets read.
From clients — Google Reviews
★★★★★ See all reviews on Google · Realtor.com profile
On trust

"I understood that he was not in it to just get me to buy any property so he can make his cut. He wanted me to find the best home for my money — which I did."

Kyekyeku O.
On getting the best deal

"Patrick is a very honest, patient and dedicated professional. He always have options, and ensure you get the best deal."

Salawu A.
On explaining the process

"He took his time in explaining the buying process to me. He is professional and very patient. I highly recommend him to anyone looking for a great and reliable realtor."

Beatrice S.
On when things go wrong

"There were a few challenges and unexpected situations along the way, and we really appreciate your patience, professionalism, and persistence in getting everything across the finish line."

Baurzhan S.
On not settling

"Even when I gave up on looking and decided to settle for a house I didn't really like, Mr. Afrifah made it clear: if I sold you a house and you were not happy, I was not doing my job."

Larry H.
On whose side he is on

"He has the best interest of his clients in mind always. Patrick is such a wonderful person to work with. He is so knowledgeable and patient."

Priscilla O.
Reviews are from clients Patrick worked with in the U.S. The two deals above were for a buyer living abroad.
Licensed in two states — Illinois and Texas. Elsewhere, he refers you to a licensed broker
In person or remote — whatever your travel allows
Cash or a loan — both paths explained. A separate lender checks if you qualify
Free — no cost, no strings
For families with advisers
Already working with a family office, wealth manager, or lawyer?

Patrick handles the home — picking it, checking it, the local team — and reports to the advisers who handle your tax, legal, and estate choices. No referral fees, either way. No forms.

Have your adviser email Patrick →
Questions, answered

Short answers to the questions buyers abroad ask first.

Can I get a U.S. home loan with no green card, no U.S. credit history and no Social Security number?
Loan programs exist for buyers who live outside the United States, and they do not require a green card, a U.S. credit score or an SSN. A separate, independent lender decides whether you qualify and sets the terms. Patrick Afrifah does not originate loans or offer or negotiate mortgage terms; he leads the home side and introduces a lender.
What will a U.S. lender ask a buyer living abroad for?
Four things, in general: a valid passport and a valid U.S. visa; proof of what you earn, usually the last three to six months of bank statements; statements showing the money for the down payment, closing costs and reserves, often in a U.S. bank account; and a clear record of where the money came from. The free 4-Question Loan Check puts these on one page.
Do I have to travel to the U.S. to buy a home?
No. The home can be viewed on video, inspected by your own inspector, and the closing documents can be signed from abroad. Some lenders and title companies have their own rules on remote signing, so this is confirmed in the first week.
Where does Patrick work?
Chicago and Illinois as a licensed real estate broker, and Texas as a licensed real estate sales agent. For a home elsewhere in the U.S. he refers you to a licensed broker in that state.
What is the 4-Question Loan Check?
A free two-page PDF. Page one is the four questions every lender asks a buyer living abroad. Page two shows what a home pays after every cost and how much of your wealth would sit in dollars. It is not a loan application and nobody reviews your answers; it shows you what to have ready before you pick a home.

Something abroad your family can count on —
without guessing your way through it.

Four questions. Five minutes. You know where you stand before you pick a home. Free.

Send me the free loan check →

P.S. Have a listing in front of you right now? Get the loan check, then reply to the first email with the link. Patrick reads every reply himself.

Send me the free loan check →
Quick check · 1 of 4
Do you have $200,000 or more to put into U.S. property?
Quick check · 2 of 4
Can that money move to a U.S. account within the next 6 months?
Quick check · 3 of 4
Can you show where the money came from — bank statements or business accounts?
Quick check · 4 of 4
Do you plan to buy within the next 12 months?
✓
One last thing before you pick a time.
Patrick reads this before every call, so he can prepare for your case — not a script.
Ten seconds. It helps Patrick prepare for you.
✓
You're a good fit.
Continue →
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Ask Patrick a question on WhatsApp
No pressure. Reach out when you are ready and we will set the right timeline together.