For private bankers, wealth managers, lawyers & family offices who look after clients living outside the United States

When a client mentions U.S. property, you need a licensed person to hand them to — who reports back to you.

Property side only. You stay the point of contact. No referral fees, either way. Patrick Afrifah is a Realtor licensed in Illinois and Texas. He grew up in Accra, Ghana. He selects, checks and buys U.S. homes for clients living abroad, and reports to the advisers who look after them. He works Chicago and Texas; elsewhere he refers to a licensed broker and stays in the loop.

The two ways this usually goes wrong: a "consultant" with no license who cuts the adviser out, and a wire that goes to a thief's account. Both are avoidable when the adviser stays in the loop from day one. Why Patrick wants introductions through you, not Facebook ads: clients who come through their adviser close cleaner, because the money and the paperwork are already in order.

Read the adviser brief (one page) → Book the 20-minute adviser call
No forms. Read the brief, check the licenses, then call before you introduce anyone.
Five promises

What you can hold Patrick to.

Said out loud here, in the brief, and in the scope-of-work you sign before any client is introduced.

1
Property side only
Selecting, checking and buying the home. Tax, legal, estate and ownership structure stay with you.
2
You stay the point of contact
With your client's written OK, set up on day one, Patrick reports to you at every step and never goes around you.
3
No referral fees
U.S. law does not let Patrick pay a referral fee to anyone who is not a licensed broker, and he would not take one. Nothing between you, either way.
4
Licensed and checkable
Illinois broker #475201185 · Texas sales agent #848642-SA · Realtor®. Look both up before you call.
5
The money moves the safe way
A title company's escrow account, a phone check before every wire, two wires. Your bank can add its own checks on top.

Who this is not for.

  • Commercial property, developments or land — Patrick will point you to someone else.
  • Clients placing under $200,000 — the free guides serve them well; a guided acquisition does not.
  • Anyone who needs Patrick to hold funds, give tax advice, or work around their adviser.
  • Homes outside Illinois and Texas — Patrick refers you to a licensed broker there and stays in the loop.

The guarantee, to you.

If it is not a fit, Patrick says so on the first call — before you introduce anyone. He would rather lose the introduction than waste your client's time. And if you introduce a client and the scope is not being kept, you can pull the client back at any point. No fee, no argument.

Stated plainly: this adviser track is new. Patrick is taking the first introductions now, and will not put a banker's or lawyer's name on this page without their written say-so.

Six short videos

What Patrick will walk you through.

Two to three minutes each. For you, not for the client.

Video
What I do — and what I don't
Property side only. Tax, legal and estate stay with you. No referral fees, either way.
Video
How I report to you
The five things you'll see, and when — budget, shortlist, diligence, closing checklist, monthly statement.
Video
How the money moves safely
Escrow, a phone check on a number you already had, then the wire. Never a new account by email.
Video
Cash or a loan — for your client
General concepts only. A separate lender assesses eligibility and quotes terms.
Video
After the keys
Property tax, insurance, the manager, and the tax form on rent — what an adviser should know before closing.
Video
What our first call looks like
Twenty minutes, no names needed. Ten on the client, five on fit, five on scope.
What you'll see

How Patrick reports to you.

Five things. You never have to ask "what's going on?"

Week oneA one-page budget: price range, cash at closing, reserves, and what a lender would ask for if a loan is in the plan. You see it before the client does.
The shortlistThree to five homes on the same one-page sheet — rent, and what it really earns after tax, insurance, a manager and empty months.
DiligenceInspection report, title search, insurance quote. Copied to you, with the client's written consent.
The closing checklistEvery step from signed offer to keys, with a name and a date on each. When a step slips, you hear it from Patrick the same day.
After closingThe manager's monthly statement can go to you as well as the client.
What Patrick will not do

The boundaries.

This is the section advisers screenshot.

  • Give tax, legal or estate advice — those questions go back to you.
  • Recommend an ownership structure.
  • Originate loans, or offer or negotiate mortgage terms. Independent lenders assess eligibility, quote terms and take applications.
  • Pay or accept a referral fee.
  • Contact your client without you, or hold the client's funds. Money goes to a title company's escrow account, never to Patrick.

The scope-of-work template puts all of this on one page — Patrick, adviser, client, who owns each step.
Download the scope template →

IllinoisLicensed Real Estate Broker · Lic. #475201185
Kale Realty, 3323 W Diversey Ave #14, Chicago, IL 60647 · Licensed by IDFPR
Check the license →
TexasLicensed Real Estate Sales Agent · TREC Lic. #848642-SA
Central Metro Realty, 15808 Ranch Road 620 N, Ste 215, Austin, TX 78717 · Licensed by TREC
Check the license →
Patrick AfrifahStated plainly.

Patrick has helped clients living abroad buy U.S. real estate — residential and commercial — with no SSN, no U.S. credit history and no green card. In 2025 one private buyer living abroad bought two homes he worked on, $410,000 near Houston and $360,000 near Chicago, each in about 45 days from contract to keys.

In 2026 he was the buyer's broker when a client living abroad bought an 18-unit apartment building in Houston.

Patrick has owned a 4-unit building in Chicago since 2019. He grew up in Accra, Ghana. No client is named here, and none ever will be.

What advisers ask

Short answers to the questions advisers ask before an introduction.

What does Patrick do for a client an adviser introduces?
The property side only: market and home selection, the cost-to-hold numbers, the local team (inspector, title company, manager), and every step from the signed offer to the keys, in Chicago and Texas. Tax, legal, estate and investment advice stay with the adviser.
Does Patrick pay or receive referral fees from advisers?
No. U.S. law does not let a real estate broker pay a referral fee to anyone who is not a licensed broker, and Patrick would not take one. His commission is set in a written agreement with the client, usually from the transaction.
How does Patrick report back to the adviser?
With the client’s written OK, set up on day one: a one-page budget in week one, a shortlist with real-cost sheets, diligence copied as it arrives, and a closing checklist with a name and a date on each step. He never contacts the client without the adviser copied.
Can Patrick complete a bank’s third-party checks first?
Yes. Bank relationship managers usually cannot refer to an unvetted third party, so Patrick completes the firm’s checks before any introduction.
Does Patrick arrange financing for the client?
No. If a loan is part of the plan he explains the general concepts and introduces an independent lender who assesses eligibility, quotes terms and takes the application. Patrick does not originate loans or offer or negotiate mortgage terms.
Contact

No forms. Email or call.

Read the brief first. Then talk to Patrick before you introduce a client — twenty minutes, no names needed.

Email Patrick WhatsApp +1 (773) 234-6382 Book the adviser call